Skip to main content

Cent Poly House Green House Shade Net


To provide need based financial assistance for undertaking Protected Farming of various high quality commercial horticulture crops viz. Flowers, Vegetables, Fruits, Medicinal Plants, Spices etc.


Construction/erection of Green Houses, Poly Houses, Shade Nets etc., purchase and installation of necessary components and working capital.


Farmers, Groups of farmers, SHGs, JLGs, Corporates including farmers’ Producer companies of individual farmer, Partnership firms and Cooperatives of farmers directly engaged in Agricultural and allied activities.

Quantum of Loan

Up to 80% of the project cost, maximum Rs5.00 crore.

 For SHGs and JLGs the maximum loan will be Rs20 lakh and Rs5.00 lakh respectively.



Up to Rs1.60 lakh : Nil
Above Rs1.60 lakh : Minimum 20% of the Project cost.

Rate of Interest

Loan Classified under Direct Agriculture:


 Rate of interest %

Above Rs3.00 lakh toRs10lacs
Above Rs10 lakhs uptos.100lacs
Above Rs100.00 Lakhs

MCLR + 1.35%
MCLR + 2.50%
MCLR + 3.00%
As per rating of borrower



EM/Charge on the land of the Project and Hypothecation/charge on assets created out of bank’s finance.
Extension of charge on land/other assets already mortgaged/ charged with the bank for other credit facilities.


Personal guarantee of all the directors/partners  In case of advances of more than Rs 10 lakh to individuals, third party guarantee to be obtained.

Processing Charges 
* Upto Rs 3 Lakh/- : Nil 
* Above Rs 3 Lakh/- : @0.30 %  

UpFront Fee 

* Upto Rs 3 Lakh/- : Nil 
* Above Rs 3 Lakh/- : 50% of 1.25% (i.e. 0.625 %)

Repayment Period

Maximum 7 years including moratorium of 3 to 12 months.