Cent Poly House Green House Shade Net


To provide need based financial assistance for undertaking Protected Farming of various high quality commercial horticulture crops viz. Flowers, Vegetables, Fruits, Medicinal Plants, Spices etc.


Construction/erection of Green Houses, Poly Houses, Shade Nets etc., purchase and installation of necessary components and working capital.


Farmers, Groups of farmers, SHGs, JLGs, Corporates including farmers’ Producer companies of individual farmer, Partnership firms and Cooperatives of farmers directly engaged in Agricultural and allied activities.

Quantum of Loan

Up to 80% of the project cost, maximum Rs5.00 crore.

 For SHGs and JLGs the maximum loan will be Rs20 lakh and Rs5.00 lakh respectively.



Up to Rs1.60 lakh : Nil
Above Rs1.60 lakh : Minimum 20% of the Project cost.

Rate of Interest

Loan Classified under Direct Agriculture:


 Rate of interest %

Above Rs3.00 lakh toRs10lacs
Above Rs10 lakhs uptos.100lacs
Above Rs100.00 Lakhs

MCLR + 1.35%
MCLR + 2.50%
MCLR + 3.00%
As per rating of borrower



EM/Charge on the land of the Project and Hypothecation/charge on assets created out of bank’s finance.
Extension of charge on land/other assets already mortgaged/ charged with the bank for other credit facilities.


Personal guarantee of all the directors/partners  In case of advances of more than Rs10 lakh to individuals, third party guarantee to be obtained.

Processing Charges

Upto 25,000/- -NIL

Rs25000/- to Rs500.00Lakh- @ Rs120/- per lac or part thereof, Maximum Rs50,000/-.


Documentation Charges

UptoRs2.00Lakh- NIL

>Rs2 Lakh to Rs25.00Lakh- Rs50/- per Lakh or part thereof Max Rs1000/-

>Rs25 Lakh to Rs 50Lakh-Rs75/- per Lakh or part thereof Max Rs 3000/-

>Rs 50 Lakh to Rs 1 Crores- Rs100/- per lakh or part thereof Max Rs.7500/-

Above 1 Crore-Rs 100/- per lakh or part thereof Max Rs.15000/-


Inspection Charges

Up to Rs 2 lakh : Nil
More than Rs2 lakh up to Rs5 lakh : Rs200/-
More than Rs5 lakh up to Rs50 lakh : Rs500/-
More than Rs50 lakh up to Rs.1 Crore : Rs2000/-

Above 1 Crore :Rs. 3000/-


Repayment Period

Maximum 7 years including moratorium of 3 to 12 months.