Open Savings Account with Video KYC

Opening a savings account with Central Bank of India is now easier than ever! Through the new Video KYC based account opening process, the Bank offers an easy 3-step journey for Instant Savings Bank Account.

Documents Needed to Open Savings Account through Video KYC

  • Pancard
    Pan Card
  • Aadhar
    Aadhaar Card Card
  • PlainPaper
    Plain Paper

Amazing Features

Savings accounts at Central Bank come with amazing features

AmazingFeatures
Percentage
Attractive Interest Rates

Enjoy half yearly interest credits on your Savings Account

Banking
24X7 Banking Access

Users can access most of the banking services anywhere any time.

Cards
Unlimited Offers

Lucrative offers with RuPay Debit Card

More
And Many More...

Choose Savings Account

HSS Account

Central Bank's premier account offering, designed to offer a seamless banking experience through best-in-class features that take care of all your banking needs.

  • Avg. Monthy Balnce
    ? 500 - ? 2000
  • Interest earned
    Up to 2.9%
  • Suited for
    Individuals
  • Special benefit
    Online banking

Cent Yuva

The perfect account choice for young adults looking to build a solid financial foundation with attractive interest rates, flexible deposit & withdrawal options & special perks to help meet their financial needs & goals.

  • Avg. Monthly Balance
    Zero*
  • Interest earned
    Up to 2.9%
  • Suited for
    Young adults from 18 to 30
  • Special benefit
    Special loan rates

Cent Premium

Our flagship offering, Cent Premium provides a comprehensive and convenient banking experience to its customers with higher transaction limits, free insurance coverage, personalized debit card, and a dedicated relationship manager

  • Avg. Monthly Balance
    ? 50,000 -? 1,00,000
  • Interest earned
    Up to 2.9%
  • Suited for
    Individuals
  • Special benefit
    Privileged banking with fee waivers

Cent Param

Cent Param is designed with exclusive benefits for the brave servicemen of India's armed forces with exclusive benefits and a range of value-added services.

  • Avg. Monthly Balance
    Zero*
  • Interest earned
    Up to 2.9%
  • Suited for
    Individuals
  • Special benefit
    Special fee waivers

Cent Balbhavishya

Cultivate financial literacy in your children while building their future with competitive interest rates, tax benefits, and flexible deposit options.

  • Avg. Monthly Balance
    ? 100
  • Interest earned
    Up to 2.9%
  • Suited for
    Minors
  • Special benefit
    Additional interest rate

Cent Bachat Khata

Cent Bachat Khata is a no-frills savings account, designed for customers who want a simple and hassle-free banking experience with a range of features.

  • Avg. Monthly Balance
    ? 50
  • Interest earned
    Up to 2.9%
  • Suited for
    Individuals
  • Special benefit
    Low maintenance charges

Cent Samarth

Cent Samarth offers convenient and stress-free banking with zero balance requirement, pre-approved overdraft facility and free accident insurance.

  • Avg. Monthly Balance
    Zero*
  • Interest earned
    Up to 2.9%
  • Suited for
    Individuals
  • Special benefit
    Major concessions on services

Cent Samvridhi

Cent Samvridhi account users can take advantage of the auto sweep-in feature, a free A.T.M. cum debit card, internet banking, and 50% savings on credit card costs and Demat A.M.C. charges (this discount is valid only for the first year).

  • Avg. Quarterly Balance
    ? 25,000
  • Interest earned
    Up to 2.9%
  • Suited for
    Individuals
  • Special benefit
    Privileged benefits

Frequently Asked Questions

Customer is required to have mobile linked Aadhaar Number, PAN Card, plain paper and pen during video KYC session.

The account details will be shared by a SMS on registered mobile number and by an email on registered email address.

No, Customers need not visit the branch for submitting any documents.

All customers who open account through VKYC received a Payment link from the Bank for funding their CBI account with an initial funding of INR 2000. This link is received via Email/SMS. The funds will be credited in your account within 48 hrs of successful payment.

You can complete Video KYC session immediately after filling digital application between 8 AM to 8 PM on bank working days.

It may happen due to weaker or unstable network. You can retry again for Video KYC session. Customers do not need to fill digital application again while attempting the V-KYC Session within 72 hrs of the application.

You can complete Video KYC session at any time as per your convenience between 8am to 8pm on Bank Working days. If not possible immediately, You can schedule later your Video KYC Session.

Yes, The account will be opened at any branch as per customerís choice. During Video KYC Session our agents will inquire and confirm branch choice to the customer.

If you have done initial funding to your account through online link sent by bank. Your ATM and Cheque book will be issued immediately and will be delivered within 15 days to your correspondence address mentioned in digital application.

After successful account opening, You can immediately download and activate bankís Cent m Passbook App (available on PlayStore & iStore) to have complete account and transaction updates on your fingertips. If required you can also collect Physical Passbook from your home branch

Bank is providing solution for all your banking need through various digital applications viz. Internet Banking (Website), Mobile Banking (Cent Mobile App available on PlayStore & iStore), UPI (Cent Bhim UPI App available on PlayStore & iStore), m Passbook (Cent M Passbook App available on PlayStore & iStore)

Yes, Customer is required to maintain stipulated monthly minimum balance in the account. It is based on the category of branch. You can find more details on MMB and service charges on banks website.

Yes, Customer is required to maintain stipulated monthly minimum balance in the account. It is based on the category of branch. You can find more details on MMB and service charges on banks website

Yes, Customer is required to maintain stipulated monthly minimum balance in the account. It is based on the category of branch. You can find more details on MMB and service charges on banks website

You can contact your banks customer care till free no 1800 22 1911, or you can also write to us on email id : vkyc1@centralbank.co.in