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Cent FIDF Scheme


-Creation and modernization of capture & culture fisheries infrastructure

-Creation of Marine Aquaculture infrastructure

-Creation and modernization of  Inland Fisheries Infrastructure

-Reduce Post-harvest lossesand improve domestic marketing facilities through infrastructure support

-To bridge the resource gap and facilitate completion of ongoing infrastructure project


Eligible Entities

-State Governments/Union Territories

-State owned corporations/ State Govt Undertakings

-Fisheries Co-operstive Federations

-Cooperatives, collective groups of fish farmers & fish produce groups

-Panchayat Raj Institutions/SHGs/NGOs

-SCs/STs/Marginal Farmers, women enterprenuers, SHGs & Cooperatives

-Private Companies/Entrepreneurs

-Physically Disabled

-Any other institution or entity decided by the Govt


Nature of facility

* Term Loan/Cash Credit/OD Book Debts against receivables

Non Fund Based (NFB) Limits- Bank Gaurantee(BG) 



Minimum 20%



* Primary-Hypothecation of assets created out of bank's finance.
* Collateral
- No collateral for limit uptoRs  2.00Crore since advance will be covered under CGTMSE.
- For advances above Rs  2.00 Crore -
at least 150% of the amount financed by Bank


Interest Rate

UptoRs 3,00,000/-
Above Rs 3.00 lakh up to Rs 10 lakh
Above Rs 10 lakhs upto Rs.100 lakhs
Above Rs 100.00 Lakhs

MCLR + 1.35%
MCLR + 2.50%
MCLR + 3.00%
As per rating of borrower


Processing Charges

* Upto Rs 3 Lakh/- : Nil

* Above Rs 3 Lakh/- : @0.30 %


Upfront Fee


* Upto Rs 3 Lakh/- : Nil

* Above Rs 3 Lakh/- : 50% of 1.25% (i.e. 0.625 %) 



* CC/OD- To be renewed every year.

* Term Loan- Max 10 years (including max moratorium of 2 years)