Skip to main content

Interest Rates

Non Resident Accounts Rate of Interest (%)
NRE Term Deposits Click Here to View Interest Rate

Latest FCNR (B) Interest Rate

The interest rates for FCNR (B)/ CENT FCNR (B) PREMIUM PLUS Deposit and RFC Deposits applicable to fresh deposits / renewals made on or after 10.09.2025 are as under:

Interest Rate on FCNR (B) Deposits w.e.f. Sep 10, 2025

 

Period of Deposit

Interest Rates in different currencies in % p.a. (HY Comp.)

USD

GBP

EUR

CAD

AUD

1 year to less than 2 years

5.50

4.50

3.00

2.21

2.95

2 years to less than 3 years

4.50

4.00

2.00

1.96

2.75

3 years to less than 4 years

4.25

3.50

1.50

1.71

2.45

4 years to less than 5 years

3.80

3.00

1.50

1.71

2.45

5 years only

3.80

3.00

1.50

1.71

2.45

Overdue Deposit

2.80

2.00

0.50

0.71

1.45

RFC (USD) Deposit Interest Rates w.e.f. Sep 10, 2025

Period of USD deposit

Interest Rate in % p.a. (HY Comp.)

6 months to less than 12 months & Savings A/c

                 4.50

Overdue deposits

NIL