Cent PMFME Scheme

Eligible Entities

-Individual Micro Enterprises, Farmer Producer Organization (FPOs) /Producers Cooperatives and SHGs

Quantum of Loan

Maximum Rs. 2.00 Crore

Nature of facility

* Term Loan/CC/OD

Margin

Minimum 10%

Security

* Primary-Hypothecation of stock/Book Debts/Plant & Machineries.
* Collateral – NIL (advance to be covered under Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE

Interest Rate

Upto Rs. 10.00 Lakhs – RBLR+1.25%

Above Rs. 10.00 Lakhs upto Rs. 1.00 Cr – RBLR+1%

Above Rs. 1.00 Cr to Rs. 2.00 Cr – RBLR+0.50%

Repayment

* CC/OD- To be renewed every year.

* Term Loan- Max 6 years (including max moratorium of 6 months)