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NEFT is an electronic payment system developed by RBI to facilitate transfer of funds by customers from one bank to another bank in India. It is a secured, economical, reliable and efficient system of funds transfer between banks.
At the time of funds transfer, the remitter has to furnish the necessary details i.e., Name & Account No. of the beneficiary, Name of bank/branch and IFSC Code of the beneficiary branch. All our CBS branches have been enabled for both RTGS/NEFT transactions. Address and IFSC Codes of NEFT enabled branches can be had from the Branch Locator available on the Home page of this site or by clicking on the following link.

Click here for IFSC Code of RTGS/NEFT branches
Click here to download NEFT/RTGS Application Forms

Timing for NEFT Transactions :

NEFT has been made available for customer on all days of the year (24x7), including holidays.
The timings for NEFT transactions at Branch Interface will be as per the timings of the Branch

Charges for NEFT transactions :

                      Slab                           Charges through
       Branch                 Net Banking/mob-Banking
Upto Rs.10,000/- Rs.2.50                          NIL
Above Rs.10,000/- and up to Rs.1.00 lakh Rs.5.00
Above Rs.1.00 lakh up to Rs.2.00 lakh Rs.15.00
Above Rs.2.00 lakh Rs.25.00

There is no minimum/ maximum limit for individual customers. For NEFT transactions through Internet Banking, the limits are specified below. However, for walk-in-Customers, by depositing cash, the amount of NEFT cannot exceed Rs.50,000/-.


How to do RTGS/NEFT through Internet Banking?