Purpose of loan Lending to SHGs revolving Cash Credit/Term Loan. Eligibility Ideal size of SHGs is 10-20 members and only one member from a family. SHG is properly maintaining their accounts. Nature of facility Cash Credit/ Term Loan. Quantum of Loan Quantum of limit minimum limit Rs. 6.00 Lakh (fixing of overall limit for 5 years) with maximum of Rs 20.00 lakh per group. Margin Up to Rs. 10.00 Lakh: NIL Above Rs. 10.00 Lakh to Rs. 20.00 Lakh : 10% Interest Rate Up to Rs 3.00 Lakh Above Rs 3.00 Lakh to Rs 5.00 Lakh Above Rs 5.00 lakh up to Rs 10.00 lakh Above Rs 10.00 Lakh and up to Rs 20.00 Lakh 7% MCLR MCLR + 1.25% MCLR + 1%
