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Rate of Interest for MSME Loans

RATE OF INTEREST FOR MSME LOANS

(RoI Based on Rating-Up to CBI-6)

Presently :    RBLR = 9.10 %

S.NO.

SCHEME NAME

RATE OF INTEREST (RANGE)* p.a.

1

Cent Business Loan

8.25 % to 9.25 %

2

Cent Mortgage Business

8.25 % to 10.10 %

3

Cent Vehicle Business

8.25 % to 9.25 %

4

Cent Sanjeevani

9.25 % to 9.45 %

5

Cent GST Loan

8.25 % to 9.55 %

6

Cent Textile

8.25 % to 9.80 %

7

Cent Hotel

9.10 % to 9.40 %

8

Cent CA/CS/CMA

8.25 % to 9.10 %

9

Cent Rental

10.35 %

10

Cent Shop

9.10 % to 9.55 %

11

Cent Ceramics

8.25 % to 8.95 %

12

Small Road Transport Operator (SRTO)

9.10 % to 9.55 %

13

Cent Contractor

9.10 % to 9.55 %

14

Cent Arthias

9.10 % to 9.55 %

15

Cent Kalyani

9.10 % to 9.55 %

16

Cent MSE GIFT

(Green Investment and Financing for Transformation)

9.35 % to 9.55 %

17

Cent MSE SPICE

(Scheme For Promotion and Investment in Circular Economy)

9.35 % to 9.55 %

18

Cent Energy Efficiency Scheme

9.10 % to 9.55 %

19

Cent Export

9.10 %

20

Cent Stand Up India

9.10 % to 9.55 %

21

Cent Mudra

10.05 %

22

Cent Warehouse Receipt (WHR) (Fixed RoI)

8.75 %

23

Cent Rice Mills

7.95 % to 8.25 %

24

Cent Sugam

10.05 %

25

General MSME

9.10 % to 9.55 %

Note : Additional Tenor Premium is applicable for Term Loans.