RATE OF INTEREST FOR MSME LOANS (RoI Based on Rating-Up to CBI-6) |
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Presently: RBLR = 8.50 % (Repo+ Spread) Repo Rate=5.50%, Spread=3% |
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S.NO. |
SCHEME NAME |
RATE OF INTEREST (RANGE)* p.a. |
1 |
Cent Business Loan |
8.00 % to 8.70 % |
2 |
Cent Mortgage Business |
8.00 % to 8.70 % |
3 |
Cent Vehicle Business |
8.00 % to 8.70 % |
4 |
Cent Sanjeevani |
8.65 % to 8.85 % |
5 |
Cent GST Loan |
8.00 % to 8.70 % |
6 |
Cent Textile |
8.00 % to 8.70 % |
7 |
Cent Hotel |
8.50% to 8.80 % |
8 |
Cent CA/CS/CMA |
8.00 % to 8.50 % |
9 |
Cent Rental |
9.75% |
10 |
Cent Shop |
8.50% to 8.95 % |
11 |
Cent Ceramics |
8.00 % to 8.70 % |
12 |
Small Road Transport Operator (SRTO) |
9.45 |
13 |
Cent Contractor |
8.50% to 9.45% |
14 |
Cent Arthias |
8.50 % to 9.45 % |
15 |
Cent Kalyani |
8.50 % to 9.45 % |
16 |
Cent MSE GIFT (Green Investment and Financing for Transformation) |
8.75 % to 8.95 % |
17 |
Cent MSE SPICE (Scheme For Promotion and Investment in Circular Economy) |
8.75 % to 8.95 % |
18 |
Cent Energy Efficiency Scheme |
8.50 % to 8.95 % |
19 |
Cent Export |
8.50 % |
20 |
Cent Mudra/Mudra Homestay |
9.45% |
21 |
Cent Warehouse Receipt (WHR) (Fixed RoI) |
8.75 % |
22 |
Cent Rice Mills |
7.80 % to 8.20 % |
23 |
Cent Sugam |
9.45 % |
24 |
General MSME |
8.50 % to 9.45 % |
25 |
Cent Platinum |
8.70% to 9.20% |
Note: Additional Tenor Premium is applicable for Term Loans. |