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Rate of Interest for MSME Loans

RATE OF INTEREST FOR MSME LOANS

(RoI Based on Rating-Up to CBI-6)

Presently:    RBLR = 8.50 % (Repo+ Spread)             Repo Rate=5.50%, Spread=3%

S.NO.

SCHEME NAME

RATE OF INTEREST (RANGE)* p.a.

1

Cent Business Loan

8.00 % to 8.70 %

2

Cent Mortgage Business

8.00 % to 8.70 %

3

Cent Vehicle Business

8.00 % to 8.70 %

4

Cent Sanjeevani

8.65 % to 8.85 %

5

Cent GST Loan

8.00 % to 8.70 %

6

Cent Textile

8.00 % to 8.70 %

7

Cent Hotel

8.50% to 8.80 %

8

Cent CA/CS/CMA

8.00 % to 8.50 %

9

Cent Rental

9.75%

10

Cent Shop

8.50% to 8.95 %

11

Cent Ceramics

8.00 % to 8.70 %

12

Small Road Transport Operator (SRTO)

9.45

13

Cent Contractor

8.50% to 9.45%

14

Cent Arthias

8.50 % to 9.45 %

15

Cent Kalyani

8.50 % to 9.45 %

16

Cent MSE GIFT

(Green Investment and Financing for Transformation)

8.75 % to 8.95 %

17

Cent MSE SPICE

(Scheme For Promotion and Investment in Circular Economy)

8.75 % to 8.95 %

18

Cent Energy Efficiency Scheme

8.50 % to 8.95 %

19

Cent Export

8.50 %

20

Cent Mudra/Mudra Homestay

9.45%

21

Cent Warehouse Receipt (WHR) (Fixed RoI)

8.75 %

22

Cent Rice Mills

7.80 % to 8.20 %

23

Cent Sugam

9.45 %

24

General MSME

8.50 % to 9.45 %

25

Cent Platinum

8.70% to 9.20%

Note: Additional Tenor Premium is applicable for Term Loans.