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RATE OF INTEREST FOR MSME LOANS (RoI Based on Rating-Up to CBI-6) |
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Presently: RBLR = 8.50 % (Repo+ Spread) Repo Rate=5.50%, Spread=3% |
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S.NO. |
SCHEME NAME |
RATE OF INTEREST (RANGE)* p.a. |
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1 |
Cent Business Loan |
8.00 % to 8.70 % |
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2 |
Cent Mortgage Business |
8.00 % to 8.70 % |
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3 |
Cent Vehicle Business |
8.00 % to 8.70 % |
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4 |
Cent Sanjeevani |
8.65 % to 8.85 % |
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5 |
Cent GST Loan |
8.00 % to 8.70 % |
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6 |
Cent Textile |
8.00 % to 8.70 % |
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7 |
Cent Hotel |
8.50% to 8.80 % |
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8 |
Cent CA/CS/CMA |
8.00 % to 8.50 % |
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9 |
Cent Rental |
9.75% |
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10 |
Cent Shop |
8.50% to 8.95 % |
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11 |
Cent Ceramics |
8.00 % to 8.70 % |
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12 |
Small Road Transport Operator (SRTO) |
9.45 |
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13 |
Cent Contractor |
8.50% to 9.45% |
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14 |
Cent Arthias |
8.50 % to 9.45 % |
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15 |
Cent Kalyani |
8.50 % to 9.45 % |
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16 |
Cent MSE GIFT (Green Investment and Financing for Transformation) |
8.75 % to 8.95 % |
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17 |
Cent MSE SPICE (Scheme For Promotion and Investment in Circular Economy) |
8.75 % to 8.95 % |
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18 |
Cent Energy Efficiency Scheme |
8.50 % to 8.95 % |
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19 |
Cent Export |
8.50 % |
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20 |
Cent Mudra/Mudra Homestay |
9.45% |
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21 |
Cent Warehouse Receipt (WHR) (Fixed RoI) |
8.75 % |
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22 |
Cent Rice Mills |
7.80 % to 8.20 % |
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23 |
Cent Sugam |
9.45 % |
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24 |
General MSME |
8.50 % to 9.45 % |
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25 |
Cent Platinum |
8.70% to 9.20% |
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Note: Additional Tenor Premium is applicable for Term Loans. |
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