For Quick and Easy Digital Personal Gold Loan Apply Now
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Purpose: Quick and easy short-term loans to meet urgent personal expenses like marriage, educational, and medical needs etc. by leveraging your gold assets. |
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Who Can Apply: All individuals of 18 years and above, Proprietorship Firms maintaining KYC complied (SB/CD/CC/OD) account with our Bank. |
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Documents Required: Proof of Identity with Proof of Address |
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Maximum Loan: Up to ₹ 40 lakh per customer |
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Interest Rate:
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| Acceptable Gold Pledge: • Gold ornaments • Gold coins issued by banks /financial institutions: Up to 50 gm |
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| Processing Fee: (For both fresh or renewal) • For 3 months Loan: 0.125% of loan amount (Min. ₹62.50 + GST, Max. ₹1250/- + GST) • For 6 to12 months Loan: 0.25% of loan amount (Min. ₹125 + GST, Max. ₹2500/- + GST) |
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| Appraiser Fee: • Up to ₹3.00 lakh - 0.20% of loan (Min. ₹ 100, Max. ₹ 500) • Above 3 Lakh to ₹5 lakh (0.20% of loan, Max. ₹1000) • Above 5 lakh to ₹10 Lakh (0.20% of loan, Max.₹1500) • Above 10 Lakh to ₹15 Lakh (0.20% of loan, Max.₹2000) • Above 15 Lakh to ₹40 Lakh (0.20% of loan, Max.₹3000) |
*Above mentioned rates are indicative and may differ at the time of processing.