| NO. | Features | Rural | Semi-Urban | Urban | Metro | ||
|---|---|---|---|---|---|---|---|
| 1 | Initial Deposit Amount for Opening of the A/c | Rs.250 | Rs.500 | Rs.1000 | Rs.1000 | ||
| 2 | Monthly average balance required to be maintained | Rs. 50000 | Rs. 50000 | Rs. 100,000 | Rs. 100,000 | ||
| 3 | Free Cheque Books (per annum) | 60 leaves Free | 100 leaves Free | 150 leaves Free | 200 leaves Free | ||
| 4 | Debit-cum-ATM Card(Primary/Add-on) | Free | Free | Free | Free | ||
| 5 | Internet/SMS/Mobile Banking Facility | Free | Free | Free | Free | ||
| 6 | Online Tax Payment Facility | Free | Free | Free | Free | ||
| 7 | Stop Payment Instruction Charges | Free Assumption: One stop payment per quarter | Free Assumption: One stop payment per quarter | Free Assumption: One stop payment per quarter | Free Assumption: One stop payment per quarter | ||
| 8 | Standing Instructions Regn | Free | Free | Free | Free | ||
| 9 | Account Statement through e-mail/e-Statement (fortnightly) | Free | Free | Free | Free | ||
| 10 |
Issuance of Balance Certificate/Interest Certificate |
Free | Free | Free | Free | ||
| 11 | Duplicate ATM Card | 25% concession | 50% concession | 75% concession | Free | ||
| 12 | DD (per quarter) | FREE upto Rs.2.50lacs Per Annum |
FREE upto Rs.2.50lacs Per Annum |
FREE upto Rs.5.00lacs Per Annum |
FREE upto Rs.5.00lacs Per Annum |
||
| 13 | RTGS/NEFT Services free (per quarter) | 5 no. free per Quarter Max amt Rs.5 lacs per transaction |
10.no Free per Quarter Max amt Rs.5 lcas per transaction | 15.no Free per Quarter Max amt Rs.5 lcas per transaction | 20.no Free per Quarter Max amt Rs.5 lcas per transaction |
||
| 14 | Concession in Cash Deposit Charges
|
Free Free |
Free Free |
Free Free |
Free Free |
||
| 15 | Concession in Cash Withdrawal Charges
|
Free Free Upto 5 transaction per quarter amt Rs.1,00,000/-per transaction |
Free Free Upto 5 transaction per quarter amt Rs.1,00,000/-per transaction |
Free Free Upto 5 transaction per quarter amt Rs.1,00,000/-per transaction |
Free |
||
| 16 | Door Step Banking ( Cash Pick up upto Rs.2 crore & Cash delivery upto Rs.50 lacs only) (For each request of Deposit/Delivery of cash should be Min. Rs.1 lac) In select centres where such services are offered |
N.A. | N.A. | N.A. | N.A. | ||
| 17 | Rebate on Locker Rent (subject to availability) | 20% concession on one year rent on normal charges on A type Assumption: One locker Rent Rs.1000 |
30% concession on one year rent on normal charges on A type Assumption: One locker Rent Rs.1000 | 40% concession on one year rent on normal charges A type Assumption: One locker Rent Rs.1000 |
50% concession on one year rent on normal charges A type Assumption: One locker Rent Rs.1000 |
||
| 18 | Concession on Processing Charges on Car Loan & Housing Loan | Full waiver of processing charges for the Cent Premium account holders under Retail Lending schemes of housing loan & vehicle loan. | |||||
| 119 | Demat Account maintenance charges | N.A. | N.A. | 75% Concession on normal charges. | Free | ||
| 20 | Preferred Banking Services | yes | yes | yes | yes | ||
Service charges are subject to change as per the circular issue by bank from time to time.
- All charges are excluding GST and other tax if any.
*For more information please contact our nearest Branch.