|
S. No.
|
Features
|
ELEVATE
|
EMPOWER
|
ESTEEM
|
|
1
|
Initial Deposit Amount for opening of the Account
|
Zero
|
Zero
|
Zero
|
|
2
|
Quarterly Average Balance required to be maintained (QAB)
|
Zero
|
Zero
|
Zero
|
|
3
|
Charges for non-maintenance of Quarterly Average balance
|
Nil
|
Nil
|
Nil
|
|
4
|
Net Salary Credit Per Month
|
₹10,000/- to ₹50,000/-
|
₹50,001/- to ₹1,00,000/-
|
₹1,00,001/-
and above
|
|
5
|
Free Personal Accidental Death Insurance (PADI) Cover
(Offered by Bajaj Allianz)
|
₹ 50.00 lakhs
|
₹ 50.00 lakhs
|
₹ 100.00 lakhs
|
|
The above coverage is in addition to the Personal Accidental Death Insurance cover provided to debit card holder (Rupay Select debit card ₹10 Lakh and Rupay Platinum Debit Card ₹2.00 Lakh) as per T & C from time to time.
|
|
6
|
Free Air Death Accidental Insurance Cover (Offered by Bajaj Allianz)
|
₹ 50.00 lakhs
|
₹ 75.00 lakhs
|
₹ 100.00 lakhs
|
|
7
|
Tele Consultation Cover
(Offered by Bajaj Allianz)
|
Unlimited – General Physician
|
Unlimited – General Physician
|
Unlimited – General Physician
|
|
8
|
Annual Preventive Health Check-up Cover
(Offered by Bajaj Allianz)
|
1 voucher up to ₹1,500/-
|
1 voucher up to ₹1,500/-
|
1 voucher up to ₹1,500/-
|
|
9
|
Free Cheque Books (per annum)
|
20 leaves
|
40 leaves
|
60 leaves
|
|
10
|
ATM/Debit Card Type
|
RuPay Classic
|
RuPay Platinum
|
RuPay Select
|
|
11
|
ATM/Debit Card Issuance Charges
|
Free
|
Free
|
Free
|
|
12
|
ATM/Debit Card Renewal Charges
|
Free
|
Free
|
Free
|
|
13
|
Internet/Mobile Banking Facility
|
Free
|
Free
|
Free
|
|
14
|
Standing Instructions Charges
|
50% waiver
|
50% waiver
|
50% waiver
|
|
15
|
Stop Payment Instructions Charges
|
Free
|
Free
|
Free
|
|
16
|
Cash deposit charges
Home Branch & Non-Home Branch
|
- Up to ₹2,00,000/- : FREE (Per day)
- Above ₹2,00,000/- ₹1 per thousand, Min. ₹25/-
|
|
17
|
Cash withdrawal charges
Home Branch & Non-Home Branch
|
- Maximum 5 withdrawals in a month : FREE
- Thereafter, ₹2 per thousand or part thereof, Min. ₹25/-
|
|
18
|
Account statement through e-mail (Fortnightly)
|
Free
|
Free
|
Free
|
|
19
|
Online Tax Payment Facility
|
Free
|
Free
|
Free
|
|
20
|
Issuance of Balance Certificate/Interest Certificate
|
Free
|
Free
|
Free
|
|
21
|
Issuance of TDS Certificate
|
Free
|
Free
|
Free
|
|
22
|
SMS Charges
|
Free
|
Free
|
Free
|
|
23
|
Signature Verification Charges
|
Free
|
Free
|
Free
|
|
24
|
Ledger Folio Charges
|
Free
|
Free
|
Free
|
|
25
|
Auto Sweep Facility
|
Available on request
|
Available on request
|
Available on request
|
|
26
|
Minimum balance for sweep-in & sweep-out facility
|
₹ 2.00 lakhs
|
₹ 2.00 lakhs
|
₹ 2.00 lakhs
|
|
27
|
Sweep-in & sweep-out in multiple of
|
₹ 25,000/-
|
₹ 25,000/-
|
₹ 25,000/-
|
|
28
|
Maximum Tenure of Sweep Term Deposit
|
90 days
(Upto ₹10 Cr)
|
90 days
(Upto ₹10 Cr)
|
90 days
(Upto ₹10 Cr)
|
|
29
|
Issuance of DD
|
Actual Charges
|
4 Drafts up to ₹2.00 lakh per annum
|
10 drafts up to ₹2.00 lakh per annum
|
|
30
|
RTGS/NEFT through Salary account (via Branch)
|
2 Per Month Free
|
3 Per Month Free
|
Free
|
|
31
|
RTGS/NEFT through digitally mode
|
Free
|
Free
|
Free
|
|
32
|
IMPS Charges
|
Free
|
Free
|
Free
|
|
33
|
Concession on Processing Charges on all Retail Loans
|
25%
|
50%
|
100%
|
