Guide to Activate Dormant NRI Account

To reactivate a dormant bank account, you'll need to submit a request to your branch. This can usually be done through your registered email or you also have the option of visiting your home branch in person. Regardless of the method you choose, your reactivation request must be accompanied by the necessary documentation:

5. Dormant account activation application (signed by all account holders)
5. Your Latest Know Your Customer (KYC) proof (signed by all account holders) as below:

• Identity Proof: Passport Indian or Foreign.
• Proof of NRI Status: Valid visa / Work permit / Overseas Resident Card depending on the country of residence etc.
• Address Proof (Indian): Driving license, Voter’s ID issued by the Election Commission of India, proof of possession of Aadhaar number, job card issued by NREGA, letter issued by the National Population Register, Passport.
• Address Proof (Overseas): Utility bill or a rental agreement in your foreign country of residence not more than three months old.
• Proof of Indian Origin: Copy of your Person of Indian Origin (PIO) card, an Overseas Citizen of India (OCI) card or PIO declaration along with the documents to prove your connection to India.
• Proof of Seafarer:
  • Valid Job Contract
  • Continuous Discharge Certificate (CDC), if the disembarkation stamp on CDC is not more than 180 months’ old
  • Expired contract letter (if the disembarkation stamp on CDC is not more than 180 days’,
  • Old Payslips evidencing employment with a shipping company (not more than 6 months old).

• Tax related: Pan Card or Form 60, FATCA and CRS declaration.