2. Centbank Home Finance Limited
| Incorporation | In the Year 1991 |
| Main Objects of The Company | Promotion of housing finance activities |
| Net work of the company | The Company is having 12 branches all over India and have its Regd & Corporate office at Bhopal |
| Branches | Banglore, Bhopal, Bilaspur, Gwalior, Indore, Jabalpur, Jaipur, Lucknow, , Mumbai, New Delhi, Pune, Raipur |
Types of Finance
The company provides finance for:
- Construction / Purchase / Extension of house
- Repairs and Renovation of house
The loan slabs and applicable rate of interest w.e.f 01/08/2006 for individual Housing Loans is given below:
| Slab | Rate of Interest |
| Fixed Rates (%) | |
| Upto 10 Years | 9.50% |
| Over 10 Years | 10.50% |
| Floating Rates (%) | |
| Upto 10 Years | 9.00% |
| Over 10 Years | 9.50% |
| Variable Rate (Only for existing borrowers) (%) | |
| Upto 5 Years | 9.25% |
| Above 5 years to 7 years | 9.50% |
| Above 7 years to 20 years | 10.00% |
Additional interest of 0.50% per annum offered to deposits directly accepted from staff members/ ex-staff members and spouse of staff members of CBHFL, Central Bank of India, NHB, UTI, HUDCO, RBI, & Senior Citizens.
Senior citizens who are staff and/or their spouse who are employed with CBHFL, Central Bank of India, NHB, UTI, HUDCO, & RBI will be paid further 0.50%.