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Debit Card Charges

ATM CUM DEBIT CARD CHARGES / PREPAID CARD CHARGES

1.1

Variant

Rupay Select

Rupay Platinum

Rupay Platinum JCB

Rupay Classic

Rupay Business card

Rupay on the Go (GoKey-Key Chain

VISA Platinum

 

1.2

Card Issuance Charges

PRIMARY

Rupay Select

₹ 950

Rupay Platinum

₹ 300

Rupay Platinum JCB

₹ 300

Rupay Classic

₹ 200

Rupay Business card

₹ 499

Rupay on the Go (GoKey-Key Chain

₹ 500

VISA Platinum

₹ 600

 

1.3

Annual Maintenance Charges

Rupay Select

₹ 950

Rupay Platinum

₹ 300

Rupay Platinum JCB

₹ 300

Rupay Classic

₹ 200

Rupay Business card

₹ 250

Rupay on the Go (GoKey-Key Chain

₹ 500

VISA Platinum

₹ 600

 

1.4

Card surrender and transfer of unutilized balance

NIL

1.5

Hot Listing

NIL

1.6

Card Replacement Charges/Recard issuance Charges (Duplicate Issuance)

Rupay Select

₹ 200

Rupay Platinum

₹ 200

Rupay Platinum JCB

₹ 200

Rupay Classic

₹ 200

Rupay Business card

₹ 200

Rupay on the Go (GoKey-Key Chain

₹ 500

VISA Platinum

₹ 600

 

1.7

Duplicate PIN/ Regeneration of PIN through Branch

NIL

1.8

Transaction declined due to insufficient Balance

₹ 25/-

1.9

For use of Bank’s own ATMs located in Metro and Non-Metro Areas

 

 

 

 

5 Transaction (Financial + Non-Financial) in a month

Free

Charges for financial transaction beyond set (Free) limit

₹ 10/-

Charges for non-financial transaction beyond set (Free) limit

₹ 5/-

1.10

For use of other Bank’s ATMs located in Metro and Non-Metro Areas

Number of Free transactions (Financial & Non-Financial)

For Designated Six Metros (Bangalore, Chennai, Delhi, Kolkata, Hyderabad & Mumbai)

3

For other centres

5

Service Charges (Beyond 3 transactions for Designated Metros & 5 transactions for other centre)

For Financial transactions

₹ 21/-

For Non-financial transactions

₹ 10/-

 

1.11

International Transactional Charges (If said facility opted in Debit Card)

  1.  

Where our bank has the tie up with Foreign bank

 

Particular

Card Type

Transaction Charges

Our Bank <>Druk Bank (Bhutan)

All international Debit card

At Druk Bank ATMs Cash Withdrawal: 12/- (plus taxes)

Balance Inquiry: ₹2/- (plus taxes)

Our Bank<>RMA (Royal Monetary Authority Bhutan)

All Rupay International debit card

At all ATMs in Bhutan other than Druk Bank ATMs Cash Withdrawal: ₹50/- (plus taxes) Balance Inquiry: ₹10/- (plus taxes)

Our Bank<>EBL Nepal

All International debit card

At EBL ATMs Cash Withdrawal: ₹50/- (flat) Balance Inquiry: ₹15/- (flat)

 

  1.  

Where our bank do not have the tie up with Foreign bank

ALL INTERNATIONAL DEBIT CARD

 

Particulars

Transaction Charges

Balance Enquiry

₹ 25/-

Cash Withdrawals

₹ 150/- (flat). Apart from this, customer is charges by the acquiring bank which is not fixed and ranges from country to country. It is typically between 2-4% of transaction amount

 

NOTE:

For Rupay JCB International Debit Card:

  • Charges for International non-financial transaction: ₹ 30/- 
  • All existing features & limits of Rupay International Debit Card would inter alia apply for Rupay JCB Debits Cards.
  1.  

Point of Sale (PoS) / e-Com Transactions

3% of transaction amount