Education Loan: Rate of Interest for Specific Category wise Approved Institutions:
|
|
Present ROI |
||
|
REPO/ RBLR + Spread |
Effective ROI |
||
|
Education loans to Students Pursuing MBA from IIM Institutes under AAA category |
For Loans up to Rs. 20 Lakh | Repo+1.55 |
8.05% |
| For Loans above Rs. 20Lakh | Repo+1.55 | 8.10% | |
|
Education loan to Students Pursuing Engineering courses (Under Cent Tech Vidyarthi) from IITs under AAA category |
Repo+1.60 |
8.10% |
|
| Education loans to Students Pursuing MBA / Engineering courses (Under Cent Tech Vidyarthi) from IIMs / IITs & other Premier Management Institutes & under AA category | Repo + 1.70 | 8.20% | |
| Education loans to Students Pursuing MBA / Medical / Engineering courses from Reputed Institutes under A category with collateral Security | RBLR-0.35% | 9.00% | |
| Education loans to Students Pursuing MBA / Medical / Engineering courses from renowned Institutes under B category with Collateral Security | RBLR+0.95% | 10.30% | |
| Education loans to Students Pursuing MBA / Medical / Engineering courses from other popular Institutes under C category with Collateral Security | RBLR+1.25% | 10.60% | |
| Cent Vidyarthi Loan for education in Top Rated Management / Engineering / Medical Institutions Abroad Abroad under D category with Collateral Security | RBLR+0.95% | 10.30% | |
| Cent Vidyarthi Loan - NCGTC Guaranteed Scheme | RBLR+1.25% | 10.60% | |
|
Sr |
CATEGORY- AAA INSTITUTIONS Premier Management Institutes |
|
1 |
Indian Institute of Management, Ahmedabad, Gujarat |
|
2 |
Indian Institute of Management, Bangalore, Karnataka |
|
3 |
Indian Institute of Management, Kolkata, West Bengal |
|
4 |
Indian Institute of Management, Indore, Madhya Pradesh and Mumbai Campus of IIM Indore |
|
5 |
Indian Institute of Management, Kashipur, Uttarakhand |
|
6 |
Indian Institute of Management, Kozhikhode, Kerala |
|
7 |
Indian Institute of Management, Lucknow, U.P. |
|
8 |
Indian Institute of Management, Raipur, Chhattisgarh |
|
9 |
Indian Institute of Management, Ranchi, Jharkhand, Hyderabad Campus of IIM Ranchi |
|
10 |
Indian Institute of Management, Rohtak, Haryana. |
|
11 |
Indian Institute of Management, Shillong, Meghalaya |
|
12 |
Indian Institute of Management, Trichhy, Tamil Nadu |
|
13 |
Indian Institute of Management, Udaipur, Rajasthan |
|
14 |
Indian Institute of Management, Indore for IPM Programme and other similar Integrated 5 year programmes of IIMs |
|
15 |
Indian Institute of Management, Nagpur, Maharashtra |
|
16 |
Indian Institute of Management, Amritsar , Punjab |
|
17 |
Indian Institute of Management, Bodhgaya, Bihar |
|
18 |
Indian Institute of Management, Sirmour |
|
19 |
Indian Institute of Management, Visakhapatnam |
|
20 |
Indian Institute of Management, Sambalpur |
|
21 |
Indian Institute of Management, Jammu |
|
22 |
National Institute of Industrial Engineering (NITIE), Mumbai now IIM, Mumbai |
|
23 |
Xavier Labour Relation Institute (XLRI), Jamshedpur & Jhajjar Campus |
|
24 |
Management Development Institute (MDI), Gurgaon |
|
25 |
GP & PGP-Pro Programme of ISB for Hyderabad |
|
26 |
MBA in International Business (Full Time) & Business Analytics from IIFT- Delhi & Kolkata Campuses |
|
27 |
PGP/MBA Programme of IIT Delhi |
|
28 |
PGP/MBA Programme of IIT Bombay / Shailesh J Mehta School of Management (SJSOM), IIT Mumbai |
|
29 |
PGP/MBA Programme of IIT Roorkee |
|
30 |
PGP/MBA Programme of IIT Madras |
|
31 |
PGP/MBA Programme of IIT Kanpur |
|
32 |
Indian Institutes of Technology (IIT), Madras |
|
33 |
Indian Institutes of Technology (IIT), Delhi |
|
34 |
Indian Institutes of Technology (IIT), Bombay |
|
35 |
Indian Institutes of Technology (IIT), Kanpur |
|
36 |
Indian Institutes of Technology (IIT), Roorkee |
|
37 |
Indian Institutes of Technology (IIT), Kharagpur |
|
38 |
Indian Institutes of Technology (IIT), Hyderabad |
|
39 |
Indian Institutes of Technology (IIT), Ropar |
|
40 |
Indian Institutes of Technology (IIT), Bhubaneshwar |
|
41 |
Indian Institutes of Technology (IIT), Jodhpur |
|
42 |
Indian Institutes of Technology (IIT), Jammu |
|
43 |
Indian Institutes of Technology (IIT), Bhilai |
|
44 |
Indian Institutes of Technology (IIT), Goa |
|
|
CATEGORY- AA INSTITUTIONS Premier Management & Other Institutes |
|
1 |
Xavier University for Bhubaneswar Campus (XIMB) |
|
2 |
Xavier School of Human Resource Management, (XSHRM), XUB-Bhubaneswar |
|
3 |
Xavier School of Rural Management (XSRM), XUB-Bhubaneswar |
|
4 |
SP Jain Institute of Management and Research (SPJMR), Mumbai |
|
5 |
Indian Institutes of Technology (IIT), Guwahati |
|
6 |
Indian Institutes of Technology (IIT), Indore |
|
7 |
Indian Institutes of Technology (IIT) BHU (Banaras Hindu University), Varanasi |
|
8 |
Indian Institutes of Technology (IIT) ISM (Indian School of Mines), Dhanbad |
|
9 |
Indian Institutes of Technology (IIT), Gandhinagar |
|
10 |
Indian Institutes of Technology (IIT), Mandi |
|
11 |
Indian Institutes of Technology (IIT), Patna |
|
12 |
Indian Institutes of Technology (IIT), Tirupati |
|
13 |
Indian Institutes of Technology (IIT), Palakkad |
|
14 |
Indian Institutes of Technology (IIT), Dharwad |
|
15 |
GP & PGP-Pro Programme of ISB for Mohali, Bangalore, Delhi & Mumbai Locations |
|
16 |
Faculty of Management Studies (FMS), Delhi |
|
17 |
Jamnalal Bajaj Institute of Management Studies (JBIMS)- Mumbai |
|
18 |
Narsee Monjee Institutes of Management Studies (NMIMS)- Mumbai |
|
19 |
IRMA- Anand |
|
20 |
PGP/MBA of IIFM-Bhopal |
|
21 |
Symbiosis Centre For Management & HRD (SCMHRD), Pune |
|
22 |
Symbiosis Institute of Business Management (SIBM), Pune |
|
23 |
Institute of Management & Technology (IMT) - Ghaziabad Campus |
|
24 |
Institute of Management & Technology (IMT)- Hyderabad Campus |
|
25 |
Institute of Management & Technology (IMT)- Nagpur Campus |
|
26 |
Bharathidasan Institute of Management (BIM), Tiruchirapalli |
|
27 |
TAPMI-Manipal (for MBA, PGDM & Engineering) |
|
28 |
NIFT-New Delhi |
|
Sr |
CATEGORY- AA INSTITUTIONS Premier Medical College in India (Maximum Loan amount up to Rs.200 lakh with 100% collateral security) |
|
1 |
AIIMS and all Government Colleges |
|
2 |
Grant Medical College, Mumbai |
|
3 |
Madras Medical College, Chennai |
|
4 |
SRM Medical College Hospital and Research Centre, Kattankulathur |
|
5 |
KGMU - King George's Medical University, Lucknow |
|
6 |
Christian Medical College, Vellore |
|
7 |
National Institute of Mental Health and Neurosciences, Bangalore |
|
8 |
BHU - Banaras Hindu University |
|
9 |
Jawaharlal Institute of Postgraduate Medical Education & Research |
|
10 |
Post Graduate Institute of Medical Education & Research, Chandigarh |
|
11 |
Amrita School of Medicine, Kochi |
|
12 |
Kasturba Medical College, Manipal and Kasturba Medical College, Mangalore |
|
13 |
Sanjay Gandhi Postgraduate Institute of Medical Sciences, Lucknow |
|
14 |
Sree Chitra Tirunal Institute for Medical Sciences and Technology, Thiruvananthapuram, Trivandrum |
|
15 |
Institute of Liver and Biliary Sciences, New Delhi |
|
16 |
St. John's Medical College, Bangalore |
|
Category A INSTITUTIONS |
||
|
Sr |
Name of Institution |
State |
|
1 |
Birla Institute of Technology & Sciences (BITS), Pilani |
RAJASTHAN |
|
2 |
BITS (Pilani) - Goa Campus |
GOA |
|
3 |
BITS (Pilani) - Hyderabad Campus |
TELANGANA |
|
4 |
Indian Institute of Corporate Affairs (IICA), Manesar |
HARYANA |
|
5 |
Indian School Of Mining (ISM), Dhanbad |
JHARKHAND |
|
6 |
Kasturba Medical College (KMC), Mangalore |
KARNATAKA |
|
7 |
Kasturba Medical College (KMC), Manipal |
KARNATAKA |
|
8 |
Manipal Institute of Technology (MIT), Manipal |
KARNATAKA |
|
9 |
Nirma Institute of Management, Ahmedabad |
GUJRAT |
|
CATEGORY B INSTITUTIONS |
||
|
Sr |
Name of Institution |
State |
|
1 |
Army College of Dental Sciences (ACDS), Secunderabad |
TELANGANA |
|
2 |
Army College of Medical Sciences (ACMS), Delhi Cantt |
DELHI |
|
3 |
Army Institute of Law (AIL), Mohali |
PUNJAB |
|
4 |
Army Institute of Management (AIM), Kolkata |
WEST BENGAL |
|
5 |
Army Institute of Technology (AIT), Pune |
MAHARASHTRA |
|
6 |
Birla Institute of Technology (BIT), Mesra, Ranchi |
JHARKHAND |
|
7 |
College of Engineering, Pune |
MAHARASHTRA |
|
8 |
Delhi College of Engineering (DCE), Delhi |
DELHI |
|
9 |
Dhirubhai Ambani Institute of Information & Communication Technology (DAIICT), Gandhinagar |
GUJRAT |
|
10 |
Faculty of Engineering & Technology, Jadavpur University, Kolkata |
WEST BENGAL |
|
11 |
Goa Institute of Management (GIM), Goa |
GOA |
|
12 |
ICFAI Business School (IBS), Hyderabad |
TELANGANA |
|
13 |
International Institute of Information Technology (IIIT), Hyderabad |
TELANGANA |
|
14 |
Indian Institute of Science (IISc), Bangalore |
KARNATAKA |
|
15 |
Indraprastha Institute of Information Technology (IIIT), Delhi |
DELHI |
|
16 |
International Management Institute (IMI), Kolkata |
WEST BENGAL |
|
17 |
International Management Institute (IMI), New Delhi |
DELHI |
|
18 |
International Management Institute (IMI), Bhubaneswar |
ODISHA |
|
19 |
Kalinga Institute of Medical Scienece (KIMS), Bhubaneswar |
BHUBANESWAR |
|
20 |
Kirloskar Institute of Advanced Management Studies (KIAMS), Bangalore |
KARNATAKA |
|
21 |
Marine Engineering & Research Institute, Kolkata |
WEST BENGAL |
|
22 |
Manipal School of Architecture and Faculty of Architecture |
KARNATAKA |
|
23 |
Manipal College of Dental Sciences [Master of Dental Surgery] |
KARNATAKA |
|
24 |
Mudra Institute of Communication (MICA), Ahmedabad |
GUJRAT |
|
25 |
National Institute of Bank Management (NIBM), Pune |
MAHARASHTRA |
|
26 |
National Institute of Technology (NIT), Surathkal |
KARNATAKA |
|
27 |
National Institute of Technology (NIT), Tiruchirapalli |
TAMILNADU |
|
28 |
National Law School of India University (NLSIU), Bangalore |
KARNATAKA |
|
29 |
National Law University (NLU), Jodhpur |
RAJASTHAN |
|
30 |
Prin. L. N. Welingkar Institute of Management, Development & Research (WeSchool), Mumbai |
MAHARASHTRA |
|
31 |
Thapar University, Patiala |
PUNJAB |
|
32 |
Visvesvaraya National Institute of Technology (VNIT), Nagpur |
MAHARASHTRA |
|
CATEGORY C INSTITUTIONS |
||
|
Sr.
|
Name of Institution |
State |
|
1 |
Centre for Environmental Planning & Technology (CEPT), Ahmedabad |
GUJRAT |
|
2 |
Chandragupt Institute of Management, Patna |
BIHAR |
|
3 |
Dr. B R Ambedkar National Institute of Technology (NIT), Jalandhar |
PUNJAB |
|
4 |
Indian Institute of Petroleum and Energy (IIPE), Vishakhapatnam |
ANDHRA PRADESH |
|
5 |
Kalinga Institute of Industrial Technology (KIIT) University School of Management (SOM) |
ODISHA |
|
6 |
Kalinga Institute of Industrial Technology (KIIT) University School of Technology (SOT) |
ODISHA |
|
7 |
L N Mittal Institute of Information & Technology (LNMIIT), Jaipur |
RAJASTHAN |
|
8 |
Loyola Institute of Business Administration (LIBA), Chennai |
TAMILNADU |
|
9 |
Maharishi Markandeshwar University (MMU) Medical College, Haryana |
HARYANA |
|
10 |
Malaviya National Institute of Technology (NIT), Jaipur |
RAJASTHAN |
|
11 |
Maulana Azad National Institute of Technology (NIT), Bhopal |
MADHYA PRADESH |
|
12 |
MIT-World Peace University (MIT-WPU), Pune |
MAHARASHTRA |
|
13 |
Motilal Nehru National Institute of Technology (NIT), Allahabad |
UTTAR PRADESH |
|
14 |
M S Ramaiah Institute of Technology (MSR-IT), Bengaluru |
KARNATAKA |
|
15 |
M S Ramaiah Medical College (MSR-MC), Bengaluru |
KARNATAKA |
|
16 |
M S Ramaiah Institute of Management (MSR-IM), Bengaluru |
KARNATAKA |
|
17 |
National Institute of Construction Management & Research (NICMAR), Pune |
MAHARASHTRA |
|
18 |
National Institute of Food Technology Entrepreneurship and Management (NIFTEM), Sonepat |
HARYANA |
|
19 |
National Institute of Technology (NIT), Agartala |
TRIPURA |
|
20 |
National Institute of Technology (NIT), Arunachal Pradesh |
ARUNACHAL PRADESH |
|
21 |
National Institute of Technology (NIT), Calicut |
KERALA |
|
22 |
National Institute of Technology (NIT), Delhi |
DELHI |
|
23 |
National Institute of Technology (NIT), Durgapur |
WEST BENGAL |
|
24 |
National Institute of Technology (NIT), Goa |
GOA |
|
25 |
National Institute of Technology (NIT), Hamirpur, Himachal Pradesh |
HIMACHAL PRADESH |
|
26 |
National Institute of Technology (NIT), Jamshedpur |
JHARKHAND |
|
27 |
National Institute of Technology (NIT), Kurukshetra |
HARYANA |
|
28 |
National Institute of Technology (NIT), Manipur |
MANIPUR |
|
29 |
National Institute of Technology (NIT), Meghalaya |
MEGHALAYA |
|
30 |
National Institute of Technology (NIT), Mizoram |
MIZORAM |
|
31 |
National Institute of Technology (NIT), Nagaland |
NAGALAND |
|
32 |
National Institute of Technology (NIT), Patna |
BIHAR |
|
33 |
National Institute of Technology (NIT), Puducherry |
PONDICHERRY |
|
34 |
National Institute of Technology (NIT), Raipur |
CHATTISGARH |
|
35 |
National Institute of Technology (NIT), Rourkela |
ODISHA |
|
36 |
National Institute of Technology (NIT), Sikkim |
SIKKIM |
|
37 |
National Institute of Technology (NIT), Silchar |
ASSAM |
|
38 |
National Institute of Technology (NIT), Srinagar |
JAMMU & KASHMIR |
|
39 |
National Institute of Technology (NIT), Tadepalligudem |
ANDHRA PRADESH |
|
40 |
National Institute of Technology (NIT), Uttarakhand |
UTTARAKHAND |
|
41 |
National Institute of Technology (NIT), Warangal |
TELANGANA |
|
42 |
National University of Juridical Sciences (NUJS), Kolkata |
WEST BENGAL |
|
43 |
Netaji Subash Institute Of Technology (NSIT), Delhi |
DELHI |
|
44 |
Sardar Vallabh Bhai National Institute of Technology (NIT), Surat |
GUJRAT |
|
45 |
School of Planning & Architecture, New Delhi |
DELHI |
|
46 |
Symbiosis Institute of Management Studies (SIMS), Pune |
MAHARASHTRA |
|
47 |
Symbiosis Institute of Telecom Management (SITM), Pune |
MAHARASHTRA |
|
48 |
Symbiosis Institute of International Business (SIIB), Pune |
MAHARASHTRA |
|
49 |
Symbiosis School of Banking and Finance, Pune |
MAHARASHTRA |
|
50 |
University College of Engineering (UCE), Odisha |
ODISHA |
|
51 |
Xavier Center For Urban Management and Governance (XUMG) [Post Graduate Programme in Urban Management and Governance (MBA-UMG)] |
ODISHA |
|
52 |
Xavier School of Commerce (XSC) [Master of Business Finance (MBF)] |
ODISHA |
|
53 |
Xavier School of Sustainability (XSOS) [Post Graduate Programme in Sustainability Management (MBA-SM)] |
ODISHA |
|
54 |
All other Institutes not featuring in AA /A /B/D & C (Above List) Category |
|
CATEGORY D- GLOBAL TOP MEDICAL/ENGINEERING/MANAGEMENT INSTITUTES:
|
GLOBAL TOP 15 MEDICAL INSTITUTES |
|
|
Sr. |
Name of University |
|
1 |
HARWARD UNIVERSITY, CAMBRIDGE, U.S. |
|
2 |
UNIVERSITY OF OXFORD, OXFORD, U.K. |
|
3 |
STANFORD UNIVERSITY, STANFORD, U.S. |
|
4 |
UNIVERSITY OF CAMBRIDGE, U.K. |
|
5 |
JOHNS HOPKINS UNIVERSITY, BALTIMORE, U.S. |
|
6 |
UNIVERSITY OF CALIFORNIA, LOS ANGELES, U.S. |
|
7 |
UCL, LONDON, U.K. |
|
8 |
IMPERIAL COLLEGE OF LONDON, U.K. |
|
9 |
YALE UNIVERSITY, NEW HAVAN, U.S. |
|
10 |
UNIVERSITY OF TORONTO, CANADA |
|
11 |
MASSACHUSETTS INSTITUTE OF TECHNOLOGY (MIT), CAMBRIDGE U.S. |
|
12 |
KAROLINSKA INSTUTUTE, STOCKOLM, SWEDEN |
|
13 |
UNIVERSITY OF CALIFORNIA, SAN FRANSISCO, U.S. |
|
14 |
COLUMBIA UNIVERISTY, NEW YORK, U.S. |
|
15 |
UNIVERISTY OF PENNSYLVANIA, PHILADELPHIA, U.S |
|
|
GLOBAL TOP 15 MANAGEMENT INSTITUTES |
|
Sr. |
Name of University |
|
1 |
STANFORD GRADUATE SCHOOL OF BUSINESS STANFORD (CA), U.S.A. |
|
2 |
HARWARD BUSINESS SCHOOL, BOSTON, MA, U.S.A. |
|
3 |
PENN (WHARTON) PHILADELPHIA (PA), U.S.A. |
|
4 |
HEC PARIS, FRANCE |
|
5 |
LONDON BUSINESS SCHOOL, LONDON, U.K. |
|
6 |
MIT (SLOAN), CAMBRIDGE (MA), U.S.A. |
|
7 |
IE BUSINESS SCHOOL, MADRID, SPAIN |
|
8 |
COLUMBIA BUSINESS SCHOOL, NEW YORK,U.S.A. |
|
9 |
INSEAD, PARIS, SINGAPORE, FRANCE |
|
10 |
IESE BUSINESS SCHOOL, BARCELONA, SPAIN |
|
11 |
UC BERKLEY (HAAS), BERKELEY (CA) U.S.A. |
|
12 |
Cambridge (Judge), Cambridge, UK |
|
13 |
CHICAGO (BOOTH), CHICAGO(IL), US |
|
14 |
NORTHWESTEN (KELLOGS), EVANSTON (IL), U.S. |
|
15 |
UCLA(Anderson), Loss Angeles(CA) US |
|
|
GLOBAL TOP 15 ENGINEERING INSTITUTES |
|
Sr. |
Name of University |
|
1 |
MASSACHUSETTS INSTITUTE OF TECHNOLOGY, CAMBRIDGE, U.S. |
|
2 |
University of Cambridge, UK |
|
3 |
University of Oxford |
|
4 |
NANYANG TECHNOLOGICAL UNIVERSITY ,SINGAPORE |
|
5 |
STANFORD UNIVERSITY, STANFORD, U.S.A |
|
6 |
ETH Zurich, Switzerland |
|
7 |
NATIONAL UNIVERSITY OF SINGAPORE, SINGAPORE |
|
8 |
IMPERIAL COLLEGE, LONDON |
|
9 |
UNIVERSITY OF CALIFORNIA,BARKELEY,U.S.A |
|
10 |
DELFT UNIVERSITY OF TECHNOLOGY, DELFT, NETHERLANDS |
|
11 |
EPFL Lausanne, Switzerland |
|
12 |
HARWARD UNIVERSITY, CAMBRIDGE, U.S. |
|
13 |
POLYTECHNIC UNIVERSITY OF MILAN, MILAN, ITALY |
|
14 |
Tsinghua University |
|
15 |
California Institute of Technology (Caltech), Pasadena, US |