Cent Premium Account

NO. Features Rural Semi-Urban Urban Metro  
1 Initial Deposit Amount for Opening of the A/c Rs.250 Rs.500 Rs.1000 Rs.1000  
2 Monthly average balance required to be maintained Rs. 50000 Rs. 50000 Rs. 100,000 Rs. 100,000  
3 Non maintenance of MAB charges in cent premium account MMB between Rs. 25000 to Rs.50000
Shortfall <= 50% Rs.35.00
Shortfall > 50% but <75% Rs. 45.00
Shortfall >75% Rs.50.00
MMB less than Rs.25000
Shortfall <= 50% Rs.50.00
Shortfall > 50% but <75% Rs 65.00
Shortfall >75% R. 75.00		 MMB between Rs. 25000 to Rs.50000
Shortfall <= 50% Rs.100.00
Shortfall > 50% but <75% Rs. 135.00
Shortfall >75% Rs.150.00
MMB less than Rs.25000
Shortfall <= 50% Rs.115.00
Shortfall > 50% but <75% Rs 155.00
Shortfall >75% R. 175.00		 MMB between Rs. 50000 to Rs.100000
Shortfall <= 50% Rs.135.00
Shortfall > 50% but <75% Rs. 175.00
Shortfall >75% Rs.200.00
MMB less than Rs.50000
Shortfall <= 50% Rs.185.00
Shortfall > 50% but <75% Rs 250.00
Shortfall >75% R. 280.00		 MMB between Rs. 50000 to Rs.100000
Shortfall <= 50% Rs.200.00
Shortfall > 50% but <75% Rs. 265.00
Shortfall >75% Rs.300.00
MMB less than Rs.50000
Shortfall <= 50% Rs.265.00
Shortfall >50% but <75% Rs 350.00
Shortfall >75% Rs.400.00		  
4 Free Cheque Books (per annum) 60 leaves Free 100 leaves Free 150 leaves Free 200 leaves Free  
5 Debit-cum-ATM Card(Primary/Add-on) Free Free Free Free  
6 Internet/SMS/Phone Banking Facility Free Free Free NIL  
7 Online Tax Payment Facility Free Free Free NIL  
8 Stop Payment Instruction Charges Free Assumption: One stop payment per quarter Free Assumption: One stop payment per quarter Free Assumption: One stop payment per quarter Free Assumption: One stop payment per quarter  
9 Standing Instructions Regn Free Free Free Free  
10 Account Statement through e-mail/e-Statement (fortnightly) Free Free Free Free  
11.

Issuance of Balance Certificate/Interest Certificate

 Free Free Free Free  
12  Duplicate ATM Card 25% concession 50% concession 75% concession Free  
13 DD (per quarter) FREE
upto Rs.2.50lacs
Per Annum		 FREE
upto Rs.2.50lacs Per Annum		 FREE
upto Rs.5.00lacs Per Annum		 FREE
upto
Rs.5.00lacs
Per Annum		  
14 RTGS/NEFT Services free (per quarter) 5 no. free per Quarter Max amt
Rs.5 lacs per transaction		 10.no Free per Quarter Max amt Rs.5 lcas per transaction 15.no Free per Quarter Max amt Rs.5 lcas per transaction 20.no Free per Quarter
Max amt
Rs.5 lcas per transaction		  
15 Concession in Cash Deposit Charges
  1. Base Branch
  2. Local/Outstation Non Base Branch
   Free
Free  		   Free
Free  		   Free
Free  		   Free
Free		  
16 Concession in Cash Withdrawal Charges
  1. Base Branch
  2.  
Local/Outstation Non Base Branch  		   Free
Free   Assumption: Five transactions per quarter amt Rs.100,000 per transaction		   Free
Free   Assumption
: Five transactions per quarter amt Rs.100,000 per transaction 		  Free
Free   Assumption
: Five transactions per quarter amt Rs.100,000 per transaction 		  Free
Free   Assumption: Five transactions per quarter amt Rs.100,000 per transaction		        
17 Demat Account Maintenance Charges (In select Branches which are authorized to open these accounts)     N.A.     N.A.     N.A.     N.A.  
18 Rebate on Locker Rent (subject to availability) 20% concession on one year rent on normal charges on
A type Assumption: One locker Rent Rs.1000		 30% concession on one year rent on normal charges on A type Assumption: One locker Rent Rs.1000 40% concession on one year rent on normal charges
A type   Assumption: One locker Rent Rs.1000 		50% concession on one year rent on normal charges
A type Assumption: One locker Rent Rs.1000		  
19 Concession on Processing Charges on Car Loan & Housing Loan   Full waiver of processing charges for the Cent Premium account holders under Retail Lending schemes of housing loan & vehicle loan.  
20 Preferred Banking Services yes yes yes yes  
  1. SWEEP OUT FACILITY- Sweep out facility on daily basis will be available in the Cent Premium account.