FEES AND CHARGES: CENT ASPIRE CREDIT CARD UNDER CENT ASPIRE DEPOSIT
SCHEDULE OF CHARGES | |
---|---|
Issuing Charges | Free |
Annual Fees | Free |
Renewal | Free |
Card Reinstated / Replacement of lost card | Rs. 100/- per card |
Emergency card replacement ( when abroad ) |
Rs.150/- per card |
De-blocking charges | Rs. 100/- per De-blocking |
Charge slip Retrieval Charges | Rs. 100/- per charge slip |
Late Payment Fee | Minimum Rs.100/- up to Rs.10,000/- and thereafter 1.00% pm of the outstanding amount. |
Cheque Return Charges | Rs. 150/- per Instrument |
Dishonour of ECS / Auto-Debit | Rs. 150/- per Auto-Debit return |
Duplicate statement request (beyond 3 months) | Rs. 100/- per request |
Cash withdrawal | Rs. 100/- plus service charges from date of transaction. No interest free credit period is available for cash withdrawn through ATM. |
Service charge on the amount remaining unpaid | @1.2% per month or part there of (rollover amount, after payment of minimum balance due) beyond due date. |
Petrol transaction charge | 2.5% |
Railway Ticket Purchase or cancellation fee | 2.5% (plus Rs. 30/-) |
Foreign currency transactions | Mark up fee – 3.5% |