NCMC Circular

Check symbol  on your card, if available it is NCMC enabled.

Customer will visit at merchant (Metro Station/Bus Stand) and ask them to create a service ID (Service area creation will have to be done once at any of the metro live with NCMC functionality).

Amount can be loaded to the wallet part of NCMC Card by any of the following modes:-

1.    Cent Mobile/Net Banking

• Customer will transfer amount to virtual account using Cent Mobile/Net banking.

Steps to transfer amount to virtual account using Cent Mobile/Net banking

a)    Steps to transfer amount using Cent Mobile App

• Login on the Cent Mobile.
• On the home page navigate to the ‘Cards’ section then ‘NCMC/Prepaid Card’
• Select Card from the slider.
• Select ‘From account’ then Provide ‘Load Amount’ and ‘Transaction Password’
• Click on ‘Load Money’. A confirmation Message is displayed on the Screen.

b)    Steps to transfer amount using Central Bank Internet Banking

• URL https://www.centralbank.net.in/
• Login on the Internet Banking
• Click on the ‘Cards & Loans’ in the selection menu.
• Click on ‘NCMC/Prepaid Cards Top-up’ under Debit Card Services.
• Select the card number from drop down menu then Provide ‘Amount’ and ‘Transaction Password’
• Click on ‘Submit’
• Select ‘OTP via SMS’ and click on ‘Submit’.
• For authentication enter the OTP sent on your registered mobile number and click on ‘Submit’.
• A confirmation Message is displayed on the Screen.

• Customer will receive a SMS for Lien.
• Update Balance on merchant terminal/Customer Care/Ticket counter by tapping the Card on Terminal. Customer has to tap the card for number of times the money was transferred to virtual account.
• Customer will receive a SMS for removal of Hold.