Open Savings Account with Video KYC
Opening a savings account with Central Bank of India is now easier than ever! Through the new Video KYC based account opening process, the Bank offers an easy 3-step journey for Instant Savings Bank Account.
Documents Needed to Open Savings Account through Video KYC
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Pan Card
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Aadhaar Card Card
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Plain Paper
Amazing Features
Savings accounts at Central Bank come with amazing features
Attractive Interest Rates
Enjoy half yearly interest credits on your Savings Account
24X7 Banking Access
Users can access most of the banking services anywhere any time.
Unlimited Offers
Lucrative offers with RuPay Debit Card
And Many More...
Choose Savings Account
HSS Account
Central Bank's premier account offering, designed to offer a seamless banking experience through best-in-class features that take care of all your banking needs.
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Avg. Monthy Balnce
? 500 - ? 2000
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Interest earned
Up to 2.9%
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Suited for
Individuals
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Special benefit
Online banking
Cent Yuva
The perfect account choice for young adults looking to build a solid financial foundation with attractive interest rates, flexible deposit & withdrawal options & special perks to help meet their financial needs & goals.
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Avg. Monthly Balance
Zero*
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Interest earned
Up to 2.9%
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Suited for
Young adults from 18 to 30
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Special benefit
Special loan rates
Cent Premium
Our flagship offering, Cent Premium provides a comprehensive and convenient banking experience to its customers with higher transaction limits, free insurance coverage, personalized debit card, and a dedicated relationship manager
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Avg. Monthly Balance
? 50,000 -? 1,00,000
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Interest earned
Up to 2.9%
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Suited for
Individuals
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Special benefit
Privileged banking with fee waivers
Cent Param
Cent Param is designed with exclusive benefits for the brave servicemen of India's armed forces with exclusive benefits and a range of value-added services.
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Avg. Monthly Balance
Zero*
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Interest earned
Up to 2.9%
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Suited for
Individuals
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Special benefit
Special fee waivers
Cent Balbhavishya
Cultivate financial literacy in your children while building their future with competitive interest rates, tax benefits, and flexible deposit options.
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Avg. Monthly Balance
? 100
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Interest earned
Up to 2.9%
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Suited for
Minors
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Special benefit
Additional interest rate
Cent Bachat Khata
Cent Bachat Khata is a no-frills savings account, designed for customers who want a simple and hassle-free banking experience with a range of features.
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Avg. Monthly Balance
? 50
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Interest earned
Up to 2.9%
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Suited for
Individuals
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Special benefit
Low maintenance charges
Cent Samarth
Cent Samarth offers convenient and stress-free banking with zero balance requirement, pre-approved overdraft facility and free accident insurance.
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Avg. Monthly Balance
Zero*
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Interest earned
Up to 2.9%
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Suited for
Individuals
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Special benefit
Major concessions on services
Cent Samvridhi
Cent Samvridhi account users can take advantage of the auto sweep-in feature, a free A.T.M. cum debit card, internet banking, and 50% savings on credit card costs and Demat A.M.C. charges (this discount is valid only for the first year).
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Avg. Quarterly Balance
? 25,000
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Interest earned
Up to 2.9%
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Suited for
Individuals
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Special benefit
Privileged benefits
Frequently Asked Questions
Customer is required to have mobile linked Aadhaar Number, PAN Card, plain paper and pen during video KYC session.
The account details will be shared by a SMS on registered mobile number and by an email on registered email address.
No, Customers need not visit the branch for submitting any documents.
All customers who open account through VKYC received a Payment link from the Bank for funding their CBI account with an initial funding of INR 2000. This link is received via Email/SMS. The funds will be credited in your account within 48 hrs of successful payment.
You can complete Video KYC session immediately after filling digital application between 8 AM to 8 PM on bank working days.
It may happen due to weaker or unstable network. You can retry again for Video KYC session. Customers do not need to fill digital application again while attempting the V-KYC Session within 72 hrs of the application.
You can complete Video KYC session at any time as per your convenience between 8am to 8pm on Bank Working days. If not possible immediately, You can schedule later your Video KYC Session.
Yes, The account will be opened at any branch as per customer’s choice. During Video KYC Session our agents will inquire and confirm branch choice to the customer.
If you have done initial funding to your account through online link sent by bank. Your ATM and Cheque book will be issued immediately and will be delivered within 15 days to your correspondence address mentioned in digital application.
After successful account opening, You can immediately download and activate bank’s Cent m Passbook App (available on PlayStore & iStore) to have complete account and transaction updates on your fingertips. If required you can also collect Physical Passbook from your home branch
Bank is providing solution for all your banking need through various digital applications viz. Internet Banking (Website), Mobile Banking (Cent Mobile App available on PlayStore & iStore), UPI (Cent Bhim UPI App available on PlayStore & iStore), m Passbook (Cent M Passbook App available on PlayStore & iStore)
Yes, Customer is required to maintain stipulated monthly minimum balance in the account. It is based on the category of branch. You can find more details on MMB and service charges on banks website.
Yes, Customer is required to maintain stipulated monthly minimum balance in the account. It is based on the category of branch. You can find more details on MMB and service charges on banks website
Yes, Customer is required to maintain stipulated monthly minimum balance in the account. It is based on the category of branch. You can find more details on MMB and service charges on banks website
You can contact your banks customer care till free no 1800 22 1911, or you can also write to us on email id : vkyc1@centralbank.co.in