Retail Scheme Interest

S N

Scheme Name

Rate of Interest (Range)

1.

Cent Home *

RBLR – 0.85%   (8.50%)   TO   RBLR+0.15%     (9.50%)

2.

Cent Grih Lakhsmi Home*

RBLR – 1.00%   (8.35%)   TO   RBLR – 0.10%   (9.25%)

3.

Cent Home Loan for 3rd/ 4th House*

RBLR                    (9.35%)   TO   RBLR + 0.50%   (9.85%)

4.

Cent Home Double Plus ^@

RBLR – 1.00%   (8.35%)   TO   RBLR + 0.45%   (9.80%)

5.

Cent Top Up *

RBLR – 0.35%   (9.00%)   TO   RBLR + 0.35%   (9.70%)

6.

Cent Vehicle (4 Wheeler)*

RBLR – 0.65%   (8.70%)   TO   RBLR + 0.80% (10.15%)

7.

Cent Vehicle (2 Wheeler)*

RBLR + 2.00% (11.35%)  TO   RBLR + 2.80% (12.15%)

8.

Cent Go Green Vehicle (4 Wheeler)*

RBLR – 0.65%   (8.70%)   TO   RBLR + 0.80% (10.15%)

9.

Cent Go Green Vehicle (2 Wheeler)*

RBLR + 2.00% (11.35%)  TO   RBLR + 2.80% (12.15%)

10.

Cent EV 2 Wheeler for Females*

RBLR + 0.60%   (9.95%)   TO   RBLR + 1.15% (10.50%)

11.

Cent Combo Vehicle*

RBLR – 0.75%   (8.60%)   TO   RBLR + 0.10%   (9.45%)

12.

Cent Personal^#

RBLR + 2.65% (12.00%)  OR  RBLR + 3.45% (12.75%)

13.

Cent Pension

RBLR + 1.60% (10.95%)

14.

Cent Rental

(i) Loan with Repayment Up to 3 Yrs

RBLR + 2.80% (12.15%) 

(ii)Loans with Repayment Above 3 Yrs

RBLR + 3.30% (12.65%)

15.

Cent Mortgage*

RBLR + 0.40%   (9.75%)  TO  RBLR + 3.65% (13.00%)

16.

Cent Gold Loan (Retail/ MSME)

RBLR – 0.95%   (8.40%)  TO  RBLR + 0.15%    (9.50%)

Cent Gold Loan (Agri)

(i) With Interest Subvention

7% for loans up to Rs. 3.00 Lakh

(ii)For Non -Interest Subvention

6(M) MCLR–0.30% (8.55%) TO 6(M) MCLR+0.30% (9.15%)

17.

Cent Surya Ghar

1. For loans up to Rs.2 Lakh

2. Home Loan borrower (> Rs.2 Lakh)

3. Non-Home loan borrower (>2 Lakh)

Repo + 0.50% (7.00%)

As per Cent Home loan Scheme

As per Cent Home loan Scheme + 1%

18.

Cent Skill

RBLR + 1.50% (10.85%) 

19.

Education Loans under various Categories