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NRE DEPOSIT INTEREST RATES % PER ANNUM

NRE DEPOSIT INTEREST RATES % PER ANNUM W.E.F 10.08.2025

Maturity Period Rates for NRE Deposits less than Rs.3 Crore Rates For NRE Deposits of Rs.3 Crore to Rs. 10 Crore (Single Deposit)
Existing Rates w.e.f. 10.07.2025 Revised Rates w.e.f. 10.08.2025 Existing Rates w.e.f. 10.07.2025 Revised Rates w.e.f. 10.08.2025
1 yr to less than 2 years 6.60 6.50 6.60 6.50
2 yr to less than 3 years 6.70 6.70 6.70 6.70
3 yr to less than 5 years 6.50 6.50 6.50 6.50
5 years & above upto 10 years 6.50 6.50 6.50 6.50

SPECIAL TERM DEPOSIT INTEREST RATES % PER ANNUM

Period (days) Callable Non-Callable (Deposits above Rs 1 Cr.)
Existing Rates w.e.f. 10.07.2025 Revised Rates w.e.f. 10.08.2025 Existing Rates w.e.f. 10.07.2025 Revised Rates w.e.f. 10.08.2025
444 6.70 6.60 6.80 6.70
Period (days) Callable Non-Callable (Deposits above Rs. 1 Cr.)
Existing Rates w.e.f. 10.07.2025 Revised Rates w.e.f. 10.08.2025 Existing Rates w.e.f. 10.07.2025 Revised Rates w.e.f. 10.08.2025
555 6.70 6.60 6.80 6.70
Period (days) Scheme Discontinued w.e.f 10.08.2025 (Including Callable & Non – Callable)
999  

Cent Garima Deposit Scheme

Period (days) Scheme Discontinued w.e.f 10.08.2025
777  

· Additional benefit of interest is not allowed to either Senior citizen or ex-staff/staff.

· In case of premature withdrawal No interest payable if closed before completion of 1 year. 1% penal interest to be applied (as applicable) if closed before maturity after completion of 1 year.

· Premature withdrawal is not allowed if a loan is availed against the deposit.

· All offices are advised to take note of the above and ensure compliance.