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Cent GST Loan

SCHEME NAME:
Cent GST Loan

PURPOSE:
Any lawful trading/service provider/manufacturer/processing activity, Business/etc, to meet their working capital needs.Udyam Registration Certificate is mandatory.

ELIGIBILITY:
All types borrowers i.e Individuals, Proprietor, Partners, companies, public private, LLPS etc who are registered under GST and has URC for WC needs.  (Except HUF and Trust).

FACILITY:
CC
Min Rs10 lacs and

MAX FINANCE:

5 Crores For service sector including retailer trade and wholesale trade Rs 2 cr (If covered under CGTMSE guarantee)

SECURITY:
To be covered under CGTMSE coverage OR covered by 100% Collateral 

MODE OF ASSESSMENT:
25% of previous year’s annual turnover as per GST returns or Annualized Turnover based on Qtrly GST returns.

MARGIN:
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RATE OF INTEREST:
Attractive and Competitive interest.

LOAN TERM:
12 months (on demand/Renewal every year).

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